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Code · North Dakota · Title 13 · Chapter 13-08 — Deferred Presentment Service Providers

13-08-03. Qualifications for license.

236 words·~1 min read·/nd/title-13/chapter-13-08-deferred-presentment-service-providers/13-08-03·

A research copy — for the controlling text, always check the official state or federal source. Not legal advice.

To qualify for a license, an applicant shall satisfy the following requirements:
1. Each applicant shall maintain a net worth of at least twenty-five thousand dollars per
licensed location, determined in accordance with generally accepted accounting
principles.
2. The financial responsibility, financial condition, business experience, character, and
general fitness of the applicant must reasonably warrant the belief that the applicant's
business will be conducted lawfully and fairly. In determining whether this qualification
is met and for the purpose of investigating compliance with this chapter, the
commissioner may review and consider the relevant business records and the capital
adequacy of the applicant and the competence, experience, integrity, and financial
ability of any person who is a member, partner, director, officer, or twenty-five percent
or more shareholder of the applicant, and whether the applicant has filed the
appropriate registration with the North Dakota secretary of state, if so required.
3. Each applicant shall establish that neither the applicant nor any principal of the
applicant has been convicted of a felony. A deferred sentence or federal pretrial
diversion must be considered a conviction for purposes of this section.
4. Each applicant shall maintain a bond issued by a surety company authorized to do
business in this state, in the amount of twenty thousand dollars, and the commissioner
may require a larger bond if the commissioner determines the larger bond is
necessary based on the volume of the applicant's business.
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