61-6-309. Law enforcement use of verification system.
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61-6-309 . Law enforcement use of verification system.
(1)Notwithstanding the requirements of 61-6-302 , a peace officer or authorized employee of a law enforcement agency may, during the course of a traffic stop or accident investigation, access the verification system provided under 61-6-157 to verify whether a motor vehicle is covered by a valid motor vehicle liability policy that meets the requirements of 61-6-103 and 61-6-301 .
(a)Except as provided in subsection (2)(b), the response received from the system supersedes an insurance card or electronic document showing proof of compliance with 61-6-301 produced or displayed by a vehicle owner or operator, and notwithstanding the display of an insurance card or electronic document by the owner or operator, the peace officer may issue a complaint and notice to appear to the owner or operator for a violation of 61-6-301 or 61-6-302 .
(b)Subsection (2)(a) does not apply if the vehicle is:
(i)covered under a commercial automobile insurance coverage policy;
(ii)part of a self-insured fleet as provided in 61-6-143 ; or
(iii)included in an insurance binder, as allowed by 33-15-411 , that has not been entered into the system at the time the system is accessed under subsection
(1)of this section.
(3)Except upon reasonable cause to believe that a driver has violated another traffic regulation or that the driver's vehicle is unsafe or not equipped as required by law, a peace officer may not use the verification system to stop a driver for operating a motor vehicle in violation of 61-6-301 .