33-24-406. Sales practices for wellness programs.
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/mt/title-33/chapter-24/part-4/33-24-406·A research copy — for the controlling text, always check the official state or federal source. Not legal advice.
33-24-406 . Sales practices for wellness programs.
(1)A pet insurer and producer selling pet insurance may not:
(a)market a wellness program as pet insurance; or
(b)market a wellness program during the sale, solicitation, or negotiation of pet insurance.
(2)If a wellness program is sold by a pet insurer and producer:
(a)the purchase of the wellness program may not be a requirement to the purchase of pet insurance;
(b)the costs of the wellness program must be separate and identifiable from any pet insurance policy;
(c)the terms and conditions for the wellness program must be separate from any pet insurance policy;
(d)the products or coverages available through the wellness program may not duplicate products or coverages available through the pet insurance policy;
(e)the advertising of the wellness program may not be misleading and must be in accordance with this subsection (2); and
(f)the pet insurer and producer shall clearly disclose the following to consumers, printed in at least 12-point boldface type:
(i)that wellness programs are not insurance;
(ii)the address and customer service telephone number of the pet insurer and producer or broker of record, if the policy was issued or delivered by an agent or broker; and
(iii)the mailing address, telephone number, and website address for the commissioner's office.
(3)Coverages included in the pet insurance policy contract described as "wellness" benefits are insurance.