33-22-1802. Purpose.
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33-22-1802 . Purpose.
(1)This part must be interpreted and construed to effectuate the following express legislative purposes:
(a)to promote the availability of health insurance coverage to small employers regardless of health status or claims experience;
(b)to prevent abusive rating practices;
(c)to require disclosure of rating practices to purchasers;
(d)to establish rules regarding renewability of coverage;
(e)to establish limitations on the use of preexisting condition exclusions;
(f)to provide for the development of basic and standard health benefit plans to be offered to all small employers;
(g)to provide for the establishment of a reinsurance program; and
(h)to improve the overall fairness and efficiency of the small employer health insurance market.
(2)This part is not intended to provide a comprehensive solution to the problem of affordability of health care or health insurance.