31-3-111. Permissible purposes of reports.
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/mt/title-31/chapter-3/part-1/31-3-111·A research copy — for the controlling text, always check the official state or federal source. Not legal advice.
31-3-111 . Permissible purposes of reports. A consumer reporting agency may furnish a consumer report under the following circumstances and no other:
(1)in response to the order of a court having jurisdiction to issue such an order;
(2)in accordance with the written instructions of the consumer to whom it relates;
(3)to a person which it has reason to believe:
(a)intends to use the information in connection with a credit transaction involving the consumer on whom the information is to be furnished and involving the extension of credit to, or review or collection of an account of, the consumer;
(b)intends to use the information for employment purposes;
(c)intends to use the information in connection with the underwriting of insurance involving the consumer;
(d)intends to use the information in connection with a determination of the consumer's eligibility for a license or other benefit granted by a governmental instrumentality required by law to consider an applicant's financial responsibility or status; or
(e)otherwise has a legitimate business need for the information in connection with a business transaction involving the consumer.