376.1512. Required disclosures.
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/mo/chapter-376/376-1512A research copy — for the controlling text, always check the official state or federal source. Not legal advice.
376.1512. Required disclosures. — 1. The following disclosures, to be printed in bold and in not less than twelve-point type, shall be made in writing to any prospective member and shall appear on the first page or first content page of any advertisements, marketing materials or brochures relating to a discount medical plan:
(1)The plan is not insurance;
(2)The plan provides discounts with certain health care providers for medical services;
(3)The plan does not make payments directly to the providers of medical services;
(4)The plan member is obligated to pay for all health care services but will receive a discount from those health care providers who have contracted with the discount plan organization; and
(5)The name and the location of the registered discount medical plan organization, including the current telephone number of the registered discount medical plan organization or other entity responsible for customer service for the plan, if different from the registered discount medical plan organization.
2. If the discount medical plan is sold, marketed, or solicited by telephone, the disclosures required by this section shall be made orally and provided in the initial written materials that describe the benefits under the discount medical plan provided to the prospective or new member.
3. Each discount card or any other plan identifier issued to a plan member shall state in bold and prominent type on the front face of the card that "THIS IS NOT INSURANCE".
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(L. 2007 H.B. 818 merged with S.B. 66)
Effective 8-28-07 (S.B. 66); 1-01-08 (H.B. 818)