65A.285 SURCHARGE PROHIBITION.
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/mn/chapter-65/65a-285A research copy — for the controlling text, always check the official state or federal source. Not legal advice.
65A.285 SURCHARGE PROHIBITION.
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Subdivision 1. Surcharge prohibition.
An insurer may not impose a surcharge on homeowners insurance solely as a result of a consumer inquiry.
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Subd. 2. Definitions.
For purposes of this section:
(1)"consumer inquiry" means a telephone call or other communication made to an insurer that does not result in a paid claim and that is in regard to the general terms or conditions of or coverage offered under an insurance policy. The term includes a question concerning the process for filing a claim and whether a policy will cover a loss; and
(2)"surcharge" means an increase in premium for a policy, including the removal of a claim-free discount.