62S.181 ELECTRONIC ENROLLMENT FOR GROUP POLICIES.
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62S.181 ELECTRONIC ENROLLMENT FOR GROUP POLICIES.
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Subdivision 1. Employers or labor unions.
In the case of a group defined in section 62S.01, subdivision 15 , clause (1), any requirement that a signature of an insured be obtained by an agent or insurer is satisfied if:
(1)the consent is obtained by telephonic or electronic enrollment by the group policyholder or insurer. A verification of enrollment information must be provided to the enrollee;
(2)the telephonic or electronic enrollment provides necessary and reasonable safeguards to ensure the accuracy, retention, and prompt retrieval of records; and
(3)the telephonic or electronic enrollment provides necessary and reasonable safeguards to ensure that the confidentiality of individually identifiable information and "privileged information" as defined by section 72A.491, subdivision 19 , is maintained.
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Subd. 2. Availability of insurer records.
The insurer shall make available, upon request of the commissioner, records that will demonstrate the insurer's ability to confirm enrollment and coverage amounts.