600.3241 Abandonment of premises; presumption.

275 words·~1 min read·/mi/chapter-600/600-3241

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Sec. 3241.

For purposes of this chapter, abandonment of premises shall be conclusively presumed upon satisfaction of the following requirements:

(a)Within 30 days before the commencement of foreclosure proceedings hereunder, the mortgagee mails by certified mail, return receipt requested, to the mortgagor's last known address a notice that the subject mortgage is in default and that the mortgagee intends to foreclose it.

(b)Before commencement of foreclosure proceedings hereunder, the mortgagee executes and causes to be duly recorded in the county where the premises are located an affidavit which states:

(i)That the mortgagee has mailed to the last known address of the mortgagor a notice of default and intention to foreclose pursuant to subdivision

(a)and that the mortgagor has not responded to the notice.

(ii)That the mortgagee has made a personal inspection of the mortgaged premises and that the inspection does not reveal that the mortgagor or persons claiming under him are presently occupying or intend to occupy the premises.

(c)The mortgagee mails by certified mail, return receipt requested, a copy of the affidavit recorded pursuant to subdivision

(b)to the mortgagor at his last known address before commencement of foreclosure proceedings.

(d)The mortgagor, his heirs, executor, administrator, or any person lawfully claiming from, or under 1 of them, before expiration of the period of redemption, does not give a written affidavit to the mortgagee and record a duplicate original in the county where the premises are located stating that the mortgagor or person claiming under him is occupying or intends to occupy the premises.

History: Add. 1971, Act 104, Eff. Mar. 30, 1972