500.3452 Illegal occupation or criminal activity; optional provision; definitions.
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500.3452 Illegal occupation or criminal activity; optional provision; definitions.
Sec. 3452.
(1)An insurer may include in a disability insurance policy a provision as follows:
ILLEGAL OCCUPATION OR CRIMINAL ACTIVITY: The insurer is not liable for any loss to which a contributing cause was the insured's commission of or attempt to commit a felony or to which a contributing cause was the insured's being engaged in an illegal occupation or other willful criminal activity.
(2)As used in this section:
(a)"Willful criminal activity" includes, but is not limited to, any of the following:
(i)Operating a vehicle while intoxicated in violation of section 625 of the Michigan vehicle code, 1949 PA 300, MCL 257.625, or similar law in a jurisdiction outside of this state.
(ii)Operating a methamphetamine laboratory. As used in this subdivision, "methamphetamine laboratory" means that term as defined in section 1 of 2006 PA 255, MCL 333.26371.
(b)"Willful criminal activity" does not include a civil infraction or other activity that does not rise to the level of a misdemeanor or felony.
History: 1956, Act 218, Eff. Jan. 1, 1957 ;-- Am. 2016, Act 276 , Imd. Eff. July 1, 2016
Popular Name: Act 218