333.5683 Life or health insurer; prohibited conduct.
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333.5683 Life or health insurer; prohibited conduct.
Sec. 5683.
(1)A life insurer shall not do any of the following because of the execution or implementation of a POST form:
(a)Refuse to provide or continue coverage to the patient.
(b)Charge the patient a higher premium.
(c)Offer a patient different policy terms because the patient has executed a POST form.
(d)Consider the terms of an existing policy of life insurance to have been breached or modified.
(e)Invoke a suicide or intentional death exemption or exclusion in a policy covering the patient.
(2)A health insurer shall not do any of the following:
(a)Require the execution of a POST form to maintain or be eligible for coverage.
(b)Charge a different premium based on whether a patient or patient representative has executed a POST form.
(c)Consider the terms of an existing policy to have been breached or modified if the patient or patient representative has executed a POST form.
History: Add. 2017, Act 154 , Eff. Feb. 6, 2018
Popular Name: Act 368