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Code · Maine · Title 17-A: MAINE CRIMINAL CODE · Chapter 37: FRAUD

§901-A. Deceptive insurance practices

321 words·~1 min read·/me/title-17-a-maine-criminal-code/chapter-37-fraud/901-a·

A research copy — for the controlling text, always check the official state or federal source. Not legal advice.

1. A person is guilty of deceptive insurance practices if in the course of engaging in the business of insurance that person intentionally makes a false statement with respect to a material fact concerning, or intentionally materially alters, any of the following:
A. A document filed with the Superintendent of Insurance or the insurance regulatory official or agency of another jurisdiction with respect to:
(1)The financial condition of an insurer;
(2)The formation, acquisition, merger, consolidation, dissolution or withdrawal from one or more lines of insurance in all or part of this State by an insurer;
(3)The issuance of written evidence of insurance; or
(4)The reinstatement of an insurance policy; [PL 1997, c. 779, §2 (NEW).]
B. A document submitted by an insured, claimant or applicant to an insurer, insurance producer or other person; or [PL 1997, c. 779, §2 (NEW).]
C. A document or report filed with a law enforcement agency. [PL 1997, c. 779, §2 (NEW).]
[PL 1997, c. 779, §2 (NEW).]
2. A person is guilty of deceptive insurance practices if in the course of engaging in the business of insurance that person intentionally does any of the following:
A. Transacts the business of insurance in this State without proper licensure, certification or authorization; [PL 1997, c. 779, §2 (NEW).]
B. Destroys, conceals, removes or otherwise impairs the verity or availability of any records of an insurer with the intent to deceive; or [PL 1997, c. 779, §2 (NEW).]
C. Solicits or accepts new or renewal insurance risks on behalf of an insurer or the person engaged in the business of insurance by a person who knows or should know that the insurer or other person responsible for the risk is insolvent at the time of the transaction. [PL 1997, c. 779, §2 (NEW).]
[PL 1997, c. 779, §2 (NEW).]
3. Deceptive insurance practices is a Class D crime.
[PL 1997, c. 779, §2 (NEW).]
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