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Code · Maryland · Financial Institutions

§ 2-113.1

213 words·~1 min read·/md/financial-institutions/2-113-1

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§2–113.1.
(a)A regulated person, as defined in § 2–117 of this subtitle, may not:
(1)Issue an advertisement or make a representation that is false, misleading, or deceptive;
(2)Impose, as a condition for a loan, a restriction on obtaining credit, property, or service from a competitor unless the restriction is reasonably necessary to secure the loan;
(3)Impose, as a condition for a service, a restriction on obtaining credit, property, or service from a competitor; or
(4)Engage in an act or a practice that is anticompetitive, unfair, deceptive, abusive, or injurious to the public interest.
(b)The Commissioner may further define specific acts or practices that are anticompetitive, unfair, deceptive, abusive, or injurious to the public interest.
(c)Notwithstanding § 2–113(d) of this subtitle, a financial institution or a subsidiary or an affiliate of a financial institution is subject to this section whenever the financial institution or subsidiary or affiliate engages in activity:
(1)For which it maintains or is required to maintain a license or registration issued by the Commissioner or the State Collection Agency Licensing Board; or
(2)Subject to a provision of law, regulation, rule, or order over which the Commissioner has jurisdiction, other than activity subject to any of Titles 3 through 9 of this article.
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