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Code · Maryland · Commercial Law

§ 12-1403

268 words·~1 min read·/md/commercial-law/12-1403

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§12–1403.
(a)If a business entity cancels a merchant processing agreement before the expiration of the initial term agreed on by the credit card processor and the business entity, the credit card processor may not assess or charge a fee, fine, or penalty that exceeds $500.
(b)If a business entity terminates the merchant processing agreement after the expiration of the initial term agreed on by a credit card processor and a business entity, the credit card processor may not assess a fee, fine, or penalty, unless a credit card processor and a business entity have entered into a separate renewal merchant processing agreement.
(c)Subject to subsection
(d)of this section, a merchant processing agreement shall disclose clearly and conspicuously in bold, 12 point font the following information:
(1)The amount of any early termination fee, fine, penalty, or liquidated damages that may be assessed by the credit card processor for termination of a merchant processing agreement before the expiration of the initial term;
(2)The expiration date of the merchant processing agreement;
(3)The renewal date of the merchant processing agreement; and
(4)The customer service contact information of the credit card processor, including telephone number, mailing address, and e–mail address.
(d)The information required under subsection
(c)of this section shall be:
(1)Provided on the signature page of a merchant processing agreement; and
(2)Initialed separately by the business entity.
(e)The credit card processor shall provide a copy of the merchant processing agreement in electronic or paper form to the business entity at the time the business entity signs the merchant processing agreement.
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