Section 4G: Verification of applicant driving history prior to issuing private passenger motor vehicle insurance policy
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/ma/part-i/title-xxii/chapter-175/4g·A research copy — for the controlling text, always check the official state or federal source. Not legal advice.
[Text of section applicable to all policies issued on or after January 1, 2021. See 2020, 358, Sec. 105.]
Section 4G.
(a)An insurer that utilizes an applicant's Massachusetts driving history as a rating or underwriting factor for private passenger motor vehicle insurance in the commonwealth, a licensed insurance producer or third-party representative shall verify the applicant's Massachusetts driving history through the use of the registry of motor vehicles database or a reliable third-party database prior to processing payment or issuing a policy, unless the driving history is unavailable at the time of the initial inquiry due to a temporary website outage, service interruption or other circumstances beyond the control of the insurer, producer or third-party representative. When providing a private passenger automobile insurance quote, an insurer, licensed insurance producer or third-party representative shall provide a disclosure regarding the verification of an applicant's Massachusetts driving history.
[There is no subsection (b).]