Section 113B1/2: Increase in premium of motor vehicle liability policy resulting from at-fault accident not satisfying criteria for minor or major accident prohibited
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/ma/part-i/title-xxii/chapter-175/113b1·A research copy — for the controlling text, always check the official state or federal source. Not legal advice.
Section 113B1/2. For an at-fault accident claim, a minor accident shall be an accident for which the claim payment, exclusive of any deductible, exceeds $1,000 but is not more than $5,000 under:
(i)property damage liability coverage;
(ii)collision coverage;
(iii)limited collision coverage;
(iv)for accidents occurring on or after January 1, 2006, bodily injury liability coverage if there is neither a surchargeable property damage liability coverage claim nor a surchargeable collision coverage claim; or
(v)as a result of an accident with a bodily injury liability coverage claim. For an at-fault accident claim, a major accident shall be an accident for which the claim payment, exclusive of any deductible, exceeds $5,000 under:
(A)property damage liability coverage;
(B)collision coverage;
(C)limited collision coverage;
(D)for accidents occurring on or after January 1, 2006, bodily injury liability coverage if there is neither a surchargeable property damage liability coverage claim nor a surchargeable collision coverage claim; or
(E)as a result of an accident with a bodily injury liability coverage claim. No motor vehicle liability policy, as defined by section 34A of chapter 90, shall apply an increase in premium as a result of an at-fault accident that does not satisfy the criteria for a minor or major accident. For purposes of this section, ''premium'' shall mean the cost of a policy, or coverage within a policy, to an individual policyholder based on the particular drivers and motor vehicles insured under the policy.