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Code · Louisiana · Title 22 — Insurance

RS 22:1510

251 words·~1 min read·/la/title-22/22-1468

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RS 22:1510
NOTE: §1510 eff. until July 1, 2026. See Acts 2025, No. 465.
§1510. Filing
A. Insurers that use insurance-related scoring systems to underwrite and rate risks shall file their scoring models or other scoring processes with the Department of Insurance. A third party may file scoring models on behalf of insurers. A filing that includes insurance scoring may include loss experience justifying the use of credit information.
B. Any filing relating to credit information is considered a trade secret under R.S. 51:1431.
NOTE: §1510 eff. July 1, 2026. See Acts 2025, No. 465.
§1510. Filing; review by commissioner
A.(1) Insurers that use insurance-related scoring systems to underwrite and rate risks shall file their scoring models or other scoring processes with the Department of Insurance. A third party may file scoring models on behalf of insurers. A filing that includes insurance scoring may include loss experience justifying the use of credit information.
(2)The commissioner shall review the scoring models or other scoring processes filed with the department pursuant to this Subsection to ensure compliance with the requirements of this Subpart.
B. Any filing relating to credit information is considered a trade secret pursuant to the Uniform Trade Secrets Act, R.S. 51:1431 et seq.
Acts 2003, No. 1256, §1; Redesignated from R.S. 22:1490 by Acts 2008, No. 415, §1, eff. Jan. 1, 2009; Acts 2025, No. 465, §1, eff. July 1, 2026.
NOTE: Former R.S. 22:1510 redesignated as R.S. 22:1151 by Acts 2008, No. 415, §1, eff. Jan. 1, 2009.
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