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Code · Kentucky · Chapter 299 — Assessment or cooperative insurance

299.010 Definitions and application.

259 words·~1 min read·/ky/chapter-299/299-010

A research copy — for the controlling text, always check the official state or federal source. Not legal advice.

(1)The provisions of this chapter do not apply to secret or fraternal societies, lodges, or
councils that are under the supervision of a grand or supreme body and secure
members through the lodge system exclusively, and pay no commissions and
employ no agents except in the organization and supervision of the work of local
subordinate lodges or councils, nor do they apply to companies, societies or
associations organized under the authority and patronage of any church or religious
denomination for the exclusive purpose of insuring the property of churches or
religious denominations and the personal property of the pastors and ministers
thereof against loss or damage by fire, lightning or storm.
(2)As used in this chapter, unless the context requires otherwise:
(a)"Commissioner" means the commissioner of the Department of Insurance;
(b)"Policy" means any policy, certificate of membership, or contract of
insurance;
(3)"Company," as used in KRS 299.020 to 299.300, means any corporation,
association or society transacting in this state a life or casualty insurance business,
or both, upon the cooperative or assessment plan, as defined in KRS 299.020;
(4)"Company," as used in KRS 299.310 to 299.470, means any corporation organized
under KRS 299.310 and 299.320 for the purpose of transacting, and any company
heretofore organized under any similar law of this state or under the general
corporation laws of this state that is transacting, the business of insurance against
physical loss or damage of property by such hazard or hazards as it may provide in
its policies, upon the cooperative or assessment plan.
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