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Code · Kentucky · Kentucky Revised Statutes

434.655 Fraudulent use of credit or debit card after reporting it lost, as stolen, or

532 words·~2 min read·/ky/434-655

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not received.
(1)A cardholder who fraudulently uses a credit or debit card to obtain money, goods,
services, or anything else of value after said cardholder has reported to the issuer
said credit or debit card lost, as stolen, or not received is deemed to have used said
credit or debit card in order to defraud the issuer; and said cardholder shall be guilty
of a Class B misdemeanor unless:
(a)The value of all money, goods, services, or other things of value furnished in
violation of this section over a six
(6)month period is five hundred dollars
($500) or more but is less than one thousand dollars ($1,000), in which case it
is a Class A misdemeanor;
(b)The value of all money, goods, services, or other things of value furnished in
violation of this section over a six
(6)month period is one thousand dollars
($1,000) or more but is less than ten thousand dollars ($10,000), in which case
it is a Class D felony;
(c)The person has three
(3)or more convictions under paragraph
(a)of this
subsection within the last five
(5)years, in which case it is a Class D felony.
The five
(5)year period shall be measured from the dates on which the
offenses occurred for which the judgments of conviction were entered; or
(d)The value of all money, goods, services, or other things of value furnished in
violation of this section over a six
(6)month period is ten thousand dollars
($10,000) or more, in which case it is a Class C felony.
(2)A cardholder who, after using a credit or debit card, fraudulently reports to the
issuer that such usage or transaction was not made by said cardholder, or that said
credit or debit card was lost, stolen, or not received at the time of such usage or
transaction, in order to defraud the issuer, the cardholder, or any other person in
connection with said usage, shall be guilty of a Class B misdemeanor unless:
(a)The value of all money, goods, services, or other things of value furnished in
violation of this section over a six
(6)month period is five hundred dollars
($500) or more but is less than one thousand dollars ($1,000), in which case it
is a Class A misdemeanor;
(b)The value of all money, goods, services, or other things of value furnished in
violation of this section over a six
(6)month period is one thousand dollars
($1,000) or more but is less than ten thousand dollars ($10,000), in which case
it is a Class D felony;
(c)The person has three
(3)or more convictions under paragraph
(a)of this
subsection within the last five
(5)years, in which case it is a Class D felony.
The five
(5)year period shall be measured from the dates on which the
offenses occurred for which the judgments of conviction were entered; or
(d)The value of all money, goods, services, or other things of value furnished in
violation of this section over a six
(6)month period is ten thousand dollars
($10,000) or more, in which case it is a Class C felony.
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