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Code · Kentucky · Kentucky Revised Statutes

158.1411 Financial literacy requirements for high school graduation --

356 words·~2 min read·/ky/158-1411

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Establishment of academic standards, curricula, and guidelines for financial
literacy.
(1)For students entering grade nine
(9)on or before June 30, 2025, successful
completion of one
(1)or more courses or programs that meet the financial literacy
standards shall be a Kentucky public high school graduation requirement.
(2)For students entering grade nine
(9)on or after July 1, 2025, successful completion
of a one
(1)credit course in financial literacy shall be a Kentucky public high
school graduation requirement.
(3)The graduation requirement in subsections
(1)and
(2)shall also apply to a student
pursuing an early graduation program as established in KRS 158.142.
(4)The financial literacy course required in subsection
(2)of this section shall align to
the student's individual learning plan and include but not be limited to instruction in
the following areas:
(a)Budgeting;
(b)Saving and investing;
(c)Credit and debt;
(d)Insurance and risk management, including but not limited to personal
insurance policies;
(e)Taxes; and
(f)The necessity of critical review and understanding of documents prior to
signing agreement or approval and the ability to provide a signature in
cursive.
(5)The financial literacy course required in subsection
(2)of this section shall be
accepted as an elective course requirement for high school graduation
notwithstanding any other provisions of law.
(6)In accordance with KRS 156.160, the Kentucky Board of Education shall
promulgate administrative regulations establishing academic standards for financial
literacy.
(7)The local superintendent, after consultation with the local board of education,
school-based decision making council, and principal of each high school, shall
determine curricula for course offerings that are aligned with the financial literacy
academic standards promulgated by the Kentucky Board of Education.
(8)The Department of Education shall develop financial literacy guidelines for local
schools and districts.
(9)Local schools and districts may consult with the Kentucky Financial Empowerment
Commission established in KRS 41.450 when developing and implementing the
financial literacy standards.
(10)The Department of Education shall identify through the system for uniform
academic course codes, which courses meet the requirements for the financial
literacy course required in subsection
(2)of this section.
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