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Code · Illinois · Chapter 815 — BUSINESS TRANSACTIONS · Act 604

Sec. 15. Applicability.

134 words·~1 min read·/il/chapter-815/act-604/15

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Sec. 15. Applicability.
(a)This Act applies to any action filed on or after the effective date of this Act:
(1)with respect to any consumer contract entered into on or after the effective date of
this Act; if the commercial party filing the action is a debt buyer, this Act applies irrespective of when the consumer contract was made or acquired by the debt buyer; and
(2)if the principal amount claimed does not exceed the maximum amount of a judgment
allowable for a small claim under the Illinois Supreme Court Rules.
(b)Notwithstanding subsection (a), this Act does not apply if:
(1)the commercial party does not request attorney's fees in its complaint; or
(2)each party to the consumer contract was represented by counsel in the negotiation of
the consumer contract.
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