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Code · Illinois · Chapter 215 — INSURANCE · Act 5

Sec. 1012. Information Concerning Previous Adverse Underwriting Decisions.

77 words·~1 min read·/il/chapter-215/act-5/1012

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Sec. 1012. Information Concerning Previous Adverse Underwriting Decisions. No insurance institution, agent or insurance-support organization may seek information in connection with an insurance transaction concerning:
(A)any previous adverse underwriting decision experienced by an individual, or
(B)any previous insurance coverage obtained by an individual through a residual market mechanism,
unless such inquiry also requests the reasons for any previous adverse underwriting decision or the reasons why insurance coverage was previously obtained through a residual market mechanism.
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