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Code · Illinois · Chapter 205 — FINANCIAL REGULATION · Act 205

Sec. 3005. Permit to organize.

156 words·~1 min read·/il/chapter-205/act-205/3005·

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Sec. 3005. Permit to organize.
(a)The Commissioner may require additional information and conduct whatever investigation necessary to determine whether to issue a permit to organize, including the subpoenaing of books and records, taking of public testimony, and conducting hearings. The applicants shall share jointly and severally the expense of the investigations.
(b)The Commissioner must find and declare, based on the record of application and his investigation that:
(1)The proposed management, business plan, and capitalization promise to meet
regulatory requirements.
(2)The application information is not in dispute.
(3)The proposed name is not deceptively similar to that of other financial institutions
within an area defined by regulation of the Commissioner.
(4)The proposed business plan and capitalization promise to serve the needs of the
community and its residents.
(5)Insurance of accounts shall be effective prior to issuance of a charter.
(c)The Commissioner may promulgate rules to implement and administer this Section.
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