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Code · Iowa · Chapter 536A — Industrial Loans

536A.3 License.

149 words·~1 min read·/ia/chapter-536a-industrial-loans/536a-3·

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With respect to a loan other than a consumer loan, a person shall not engage in the business of operating an industrial loan company in this state without first having obtained a license from the superintendent. With respect to a consumer loan, a person required by section 537.2301 to have a license is not authorized to engage in the business of operating an industrial loan company without first obtaining a license from the superintendent. A person that enters into less than ten supervised loans per year in this state and that neither has an office physically located in this state nor engages in face-to-face solicitation in this state may contract for and receive the rate of interest permitted in this chapter for licensees in this chapter.
A “consumer loan” means the same as defined in section 537.1301.
[C66, 71, 73, 75, 77, 79, 81, §536A.3]
Referred to in §536A.27
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