[CHAPTER 480J]
189 words·~1 min read·
/hi/480jA research copy — for the controlling text, always check the official state or federal source. Not legal advice.
[CHAPTER 480J]
INSTALLMENT LOANS
Part I. General Provisions
Section
480J-1 Definitions
480J-2 Installment loans; requirements; payments
480J-3 Written agreement; requirements; disclosure
480J-4 Authorized interest rate
480J-5 Maximum loan amount; prohibition against multiple
loans
480J-6 Right of rescission
480J-7 Notice to consumers; general requirements; right to
prepay; loan limits; right to rescind
480J-8 Renewal; new loan requirements; consecutive loans;
payment plan
480J-9 Form of loan proceeds; endorsement of instrument;
redemption of instrument
480J-10 Delinquent installment loans; restrictions on
collection by lender or third party
480J-11 Authorized insufficient funds charge
480J-12 Posting of license and loan charges
480J-13 Internet lending
480J-14 Notice on assignment or sale of contract
480J-15 Maintenance of books and records
Part II. Licensing
480J-31 License required
480J-32 Exemptions; relation to other laws
480J-33 License; application; issuance
480J-34 License; grounds for denial
480J-35 Fees; bond
480J-36 License renewal; annual report
480J-37 Enforcement; violations; penalties
480J-38 Voluntary surrender of license
480J-39 Sale or transfer of license; change of control
480J-40 Authorized places of business; principal office;
branch offices; relocation; closure
480J-41 Payment of fees
480J-42 Commissioner; general powers
480J-43 Commissioner; investigation and examination
authority
480J-44 Confidentiality
480J-45 Prohibited practices