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Code · Delaware · Title 18 — Insurance Code

§ 1759. Regulations and scope.

257 words·~1 min read·/de/title-18/1759

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(a)The Commissioner shall promulgate rules and regulations as are necessary to carry out this chapter.
(b)This chapter shall not apply to:
(1)An adjuster for or an agent or employee of an insurer or group of insurers under common control or ownership that, as a representative of the insurer or group, adjusts losses or damages under policies issued by the insurer or group of insurers;
(2)An agent or broker that acts as an adjuster without compensation for an insured for whom the agent or broker is acting as an agent or broker;
(3)An attorney at law who does not:
a. Regularly act as a public insurance adjuster; or
b. Represent to the public by sign, advertisement or other written or oral communication indicating that the attorney at law acts as a public insurance adjuster; or
(4)A licensed health-care provider, or employee of a licensed health-care provider, who prepares or files a health insurance claim form on behalf of a patient;
(5)Persons employed only for the purpose of obtaining facts surrounding a loss or furnishing technical assistance to a licensed adjuster, including but not limited to photographers, private investigators, engineers and handwriting experts;
(6)Any agent or other person who negotiates and/or settles claims arising under life and health insurance policies;
(7)A person who performs clerical duties for or as an employee of an insurance company, but who does not participate in negotiations with parties on disputed and/or contested claims; or
(8)Any person who settles subrogation claims between authorized insurers.
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