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Code · Connecticut · Title 36a — The Banking Law of Connecticut · CHAPTER 665a — Deposits

Sec. 36a-323. (Formerly Sec. 36-27i). Exceptions. Waivers.

302 words·~1 min read·/ct/title-36a/chapter-665a-deposits/36a-323·

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Notwithstanding any other provision of sections 36a-315 to 36a-323 , inclusive:
(1)The provisions of sections 36a-315 to 36a-323 , inclusive, shall not apply to any time account containing one hundred thousand dollars or more.
(2)The deposit contract, deposit account disclosures and disclosure of deposit account charges may exclude, and the provisions of sections 36a-315 to 36a-323 , inclusive, do not apply to, any disclosures which are provided to a depositor in accordance with any provisions of the general statutes other than said sections or any federal law which expressly preempts the operation of said sections.
(3)For any deposit account which has more than one depositor, a financial institution need not deliver the deposit contract, deposit account disclosures, disclosure of deposit account charges and notices, when such delivery is required by sections 36a-315 to 36a-323 , inclusive, to more than one of the depositors.
(4)At such time as any financial institution is authorized by law to accept a time deposit, the interest rate of which may vary during the term of such deposit, or at such time as interest rate ceilings on any type of savings deposit are no longer provided by law or are changing with sufficient frequency to justify, in the opinion of the commissioner, invoking the provisions of this subsection, the commissioner may issue an order waiving compliance with any or all of the provisions of sections 36a-315 to 36a-323 , inclusive, by any one or more of such financial institutions with regard to such accounts for any period of time the commissioner may designate if, in the commissioner's opinion, economic or competitive conditions are such that compliance with such provisions would be detrimental to depositors and other creditors of the institutions. For the purposes of this subsection, “depositors” means persons having deposits in financial institutions.
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