§ 1802.12
47 words·~1 min read·
/ca/civil-code/1802-12·A research copy — for the controlling text, always check the official state or federal source. Not legal advice.
“Total of payments” means the amount required to be disclosed pursuant to subdivision
(h)of Section 226.18 of Regulation Z. The term includes any portion of the downpayment deferred until not later than the second otherwise scheduled payment and which is not subject to a finance charge.