Tap any paragraph to write a margin note. Your notes collect in the Desk below the text and file under cases with @. The side-by-side margin rail opens on a larger screen.

Code · BILL · 119th Congress · S. 4144 (Introduced in Senate) — To amend the Credit Repair Organizations Act to add additional protections against harmful practices within the credi... · Sec. 5

Sec. 5. Consumer contract required

112 words·~1 min read·/bill/119/s/4144/is/section-5·

A research copy — for the controlling text, always check the official state or federal source. Not legal advice.

Section 407 of the Credit Repair Organizations Act ( 15 U.S.C. 1679e ) is amended by striking subsection
(c)and inserting the following: Any consumer who enters into any contract with any credit repair organization shall be given, by the organization— a copy of the completed contract and the disclosure statement required under section 405; and a copy of any other document the credit repair organization requires the consumer to sign, at the time the contract or the other document is signed. Any consumer described in paragraph
(1)shall be given, by the organization copies of all communications sent on behalf of the consumer, at the time the communication is sent. .
Connectionstraces to 1
Traces to 1 document
Citation graph
cites case law
Sec. 5
Consumer contract required
Cites 1Cited by 0 across 0 sources
★   the supreme law of the land   ★
Don't Tread on Me
E Pluribus Unum — out of many, one

"If you don't know your rights, you don't have any."

Marginalia · a citizen's law index
A research desk, not legal advice. Always read the cited source before relying on a summary.
Questions or an issue? support@self-law.org
disclaimerMarginalia is a research index, not a law firm. Nothing on this site is legal, tax, or financial advice and no attorney–client relationship is formed by using it. Statutes, regulations, and case law change; summaries, search results, AI output, and member posts may be incomplete, out of date, or wrong. Any interpretation drawn from material on this site should be validated by a licensed attorney in your jurisdiction before you act on it.