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Code · BILL · 119th Congress · S. 3660 (Introduced in Senate) — To amend the Truth in Lending Act to reduce excessive credit card late fees, and for other purposes. · Sec. 2

Sec. 2. Purpose

81 words·~1 min read·/bill/119/s/3660/is/section-2·

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Congress believes the late fees rule of the Consumer Financial Protection Bureau under part 1026 of title 12, Code of Federal Regulations (commonly known as Regulation Z ), was appropriately promulgated as an extension of the Bureau's authority, in existence at the time the rule was promulgated, and this Act is intended only to codify that appropriately promulgated rule and thereby limit late fees to an amount that is reasonable and proportional with respect to the costs of credit card issuers.
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