Sec. 2. Definitions

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A research copy — for the controlling text, always check the official state or federal source. Not legal advice.

In this Act: The term affordable unit means a unit with a rental payment that is affordable to a tenant with an income at or below 80 percent of the area median income, as defined by the Secretary. The term assisted unit means a unit that undergoes repair or rehabilitation work through a whole-home repairs program administered by an implementing organization under this Act. The term eligible homeowner means a homeowner— with a household income that— is not more than 80 percent of the area median income; is not more than 200 percent of the Federal poverty guidelines, as determined by the Secretary of Health and Human Services; or meets the income eligibility criteria of another program used by a Federal agency for programs focusing on families of limited means, as determined by the Secretary; and who is— an owner of record as evidenced by a publicly recorded deed and occupies the home on which repairs are to be conducted as their principal residence; an owner-occupant of the manufactured home on which repairs are to be conducted; or an equitable owner who can demonstrate an ownership interest in the property on which repairs are to be conducted, including a person who has inherited an interest in that property.

The term eligible landlord means an individual— who owns, as determined by the relevant implementing organization, fewer than 10 residential rental properties, with a majority of affordable units and not more than 50 total units, operated as primary residences in which a majority ownership interest is held by the individual, the spouse of the individual, or the dependent children of the individual, or any closely held legal entity controlled by the individual, the spouse of the individual, or the dependent children of the individual, either individually or collectively; and who agrees to the provisions described in section 3(c).

The term eligible rental property means a residential property that is leased, or offered exclusively for lease, as a primary residence. The term forgivable loan means a loan— made to an eligible landlord; that is secured by a lien recorded against a residential property; and that may be forgiven by the implementing organization not later than the date that is 3 years after the completion of the repairs if the eligible landlord has maintained compliance with the loan agreement described in section 3(c).

The term implementing organization — means a unit of general local government or a State that will administer a whole-home repairs program through an agency, department, or other entity or enter into agreements with 1 or more local governments, municipal authorities, other governmental authorities, or qualified nonprofits to administer a whole-home repairs program as a subrecipient; and does not include a redundant entity in a jurisdiction already served by a grantee under section 3.

The term Indian Tribe has the meaning given the term Indian tribe in section 4 of the Native American Housing Assistance and Self-Determination Act of 1996 ( 25 U.S.C. 4103 ). The term qualified nonprofit means a nonprofit organization that has— received funding, as a recipient or subrecipient, through— the Community Development Block Grant program under title I of the Housing and Community Development Act of 1974 ( 42 U.S.C. 5301 et seq. ); the HOME Investment Partnerships program under subtitle A of title II of the Cranston-Gonzalez National Affordable Housing Act ( 42 U.S.C. 12741 et seq. ); the Lead-Based Paint Hazard Reduction grant program under section 1011 of the Residential Lead-Based Paint Hazard Reduction Act of 1992 ( 42 U.S.C. 4852 ) or a grant under the Healthy Homes Initiative administered by the Secretary pursuant to sections 501 and 502 of the Housing and Urban Development Act of 1970 ( 12 U.S.C. 1701z–1 , 1701z–2); the Self-Help and Assisted Homeownership Opportunity program authorized under section 11 of the Housing Opportunity Program Extension Act of 1996 ( 42 U.S.C. 12805 note); a rural housing program under title V of the Housing Act of 1949 ( 42 U.S.C. 1471 et seq. ); the Neighborhood Reinvestment Corporation established under the Neighborhood Reinvestment Corporation Act ( 42 U.S.C. 8101 et seq. ); or any other program as determined by the Secretary; coordinated, performed, or otherwise been engaged in weatherization, lead remediation, or home-repair work for not less than 2 years; or been certified by the Environmental Protection Agency, or by a State authorized by the Environmental Protection Agency to administer a certification program, as— eligible to carry out activities under the lead renovation, repair and painting program; or a Home Certification Organization under the Energy Star program established by section 324A of the Energy Policy and Conservation Act ( 42 U.S.C. 6294a ) or the WaterSense program under section 324B of that Act ( 42 U.S.C. 6294b ), or recognized or otherwise approved by the Environmental Protection Agency as a Home Certification Organization under either of those programs.

The term Secretary means the Secretary of Housing and Urban Development. The term State means— each State of the United States; the District of Columbia; the Commonwealth of Puerto Rico; any territory or possession of the United States; and an Indian Tribe. The term whole-home repairs means modifications, repairs, or updates to homeowner or renter-occupied units to address— physical and sensory accessibility for individuals with disabilities and older adults, such as bathroom and kitchen modifications, installation of grab bars and handrails, guards and guardrails, lifting devices, ramp additions or repairs, sidewalk addition or repair, or doorway or hallway widening; habitability and safety concerns, such as repairs needed to ensure residential units are fit for human habitation and free from defective conditions or health and safety hazards; energy and water efficiency, resilience, and weatherization; or other conditions as determined by the Secretary.

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