Sec. 201. Warrant requirements and exceptions
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The Right to Financial Privacy Act of 1978 ( 12 U.S.C. 3401 et seq. ) is amended— in section 1108 ( 12 U.S.C. 3408 )— by striking paragraph (2); and by redesignating paragraphs
(3)and
(4)as paragraphs
(2)and (3), respectively; and in section 1113 ( 12 U.S.C. 3413 )— by repealing subsections (a), (d), (e), (f), (g), (i), (l), (m), (n), (p), (q), and (r); and by adding at the end the following: Notwithstanding any other provision of this title, the Federal Government may not access the financial records or information of an individual in a manner that is prohibited by the Fourth Amendment to the Constitution of the United States with respect to the records or information in question. It is the sense of Congress that, through the enactment of this title, Congress has established a statutory right that ensures that the expectation of privacy that the people of the United States have with respect to financial records is protected. .
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