Sec. 1. Short title; table of contents
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This Act may be cited as the or the Renewing Opportunity in the American Dream to Housing Act . ROAD to Housing Act The table of contents for this Act is as follows: Sec. 1. Short title; table of contents. TITLE I—Improving financial literacy Sec. 101. Reforms to housing counseling and financial literacy programs. TITLE II—Increasing access to housing Sec. 201. Rental assistance demonstration program. Sec. 202. Creating incentives for small dollar loan originators. Sec. 203. Small dollar mortgage points and fees.
TITLE III—Regulatory flexibility Sec. 301. Authorization of Moving to Work Program. Sec. 302. Improving self-sufficiency of families in HUD-subsidized housing. Sec. 303. Updating the definition of manufactured home. TITLE IV—Serving the most vulnerable Sec. 401. Incentivizing local solutions to homelessness. TITLE V—Promoting opportunity Sec. 501. Increasing housing in opportunity zones. TITLE VI—Good governance Sec. 601. Requiring annual testimony and oversight from housing regulators.
Sec. 602. FHA reporting requirements on safety and soundness. Sec. 603. United States Interagency Council on Homelessness. Sec. 604. Neighborhood Reinvestment Corporation oversight.