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Code · BILL · 118th Congress · S. 3102 (Introduced in Senate) — To establish the American Worker Retirement Plan, improve the financial security of working Americans by facilitating... · Sec. 102

Sec. 102. Investment of American Worker Retirement Fund

537 words·~2 min read·/bill/118/s/3102/is/section-102·

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The Board shall establish the investment policies of the Fund and select the investment funds, indexes, and other investment products that the amounts in the Fund shall be invested in subject to the following conditions: The Board shall provide for the following investment options for participants: A Government Securities Investment Fund under which sums in the Fund are invested in— bonds issued or guaranteed by the United States Government; and bonds issued by Government-sponsored enterprises or Government corporations.
A Fixed-Income Investment Fund under which sums are in the Fund are invested in— insurance contracts; certificates of deposit; and other instruments or obligations selected by qualified professional asset managers (as defined in section 8438(a)(8) of title 5, United States Code), which return the amount invested and pay interest, at a specific rate or rates, on that amount during a specific period of time. A Common Stock Index Investment Fund, as described in section 8438(b)(2) of title 5, United States Code.
A Small Capitalization Stock Index Investment Fund, as described in section 8438(b)(3) of title 5, United States Code. An International Stock Index Investment Fund, as described in section 8438(b)(4) of title 5, United States Code. A Life-Cycle Investment Fund consisting of target date asset allocation portfolios. The Board may, in its discretion, provide for other investment options for participants consistent with the Board’s fiduciary duty set forth in sections 201 and 206.
The Board shall consult with the Investment Advisory Council before authorizing additional investment options for participants. The Executive Director shall invest the sums available in the Fund for investment as provided in the selection made under subsection (c). If a selection has not been made with respect to any sums available for investment in the Fund, the Executive Director shall invest such sums in an age-appropriate Life-Cycle Investment Fund, as determined by the Executive Director.
As often as is practical, but not less than twice per year, a participant may select the investment funds and options referred to in subsection
(a)into which the amounts in the Fund credited to the participant’s accounts are to be invested or reinvested. A selection may be made under this subsection only in accordance with regulations prescribed by the Executive Director and within such period as the Executive Director shall provide in such regulations, but in no event less frequently than twice a year. Participants, former participants, the Board, and the Executive Director may not exercise voting rights associated with the ownership of securities by the Fund. The Board shall issue regular reports (not less frequently than quarterly) to participants and former participants on the performance of each investment option selected under subsection (a), which shall include personalized estimates of assets and income at retirement, the additional assets and income at retirement a participant would have if the participant makes sufficient contributions to receive the maximum amount of the Government match tax credit under section 25F of the Internal Revenue Code of 1986, and any other information the Board determines may help participants make sound financial decisions. The Board shall provide the reports required under this subsection by electronic delivery, except that upon the request of a participant or former participant, reports shall be provided by mail to such individual.
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