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Code · BILL · 118th Congress · S. 2281 (Introduced in Senate) — To provide for consumer protection and responsible financial innovation, to bring crypto assets within the regulatory... · Sec. 302

Sec. 302. Anti-money laundering examination standards

301 words·~1 min read·/bill/118/s/2281/is/section-302·

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Not later than 2 years after the date of enactment of this Act, the Secretary of the Treasury, in consultation with the Conference of State Bank Supervisors and the Federal Financial Institutions Examination Council, shall establish a risk-focused examination and review process for money service businesses, as defined in section 1010.100 of title 31, Code of Federal Regulations, to assess— the adequacy of reporting obligations and anti-money laundering programs under subsections
(g)and
(h)of section 5318 of title 31, United States Code, respectively as applied to those businesses; and compliance of those businesses with anti-money laundering and countering the financing of terrorism requirements under subchapter II of chapter 53 of title 31, United States Code. Not later than 2 years after the date of enactment of this Act, the Securities and Exchange Commission shall establish a dedicated risk-focused examination and review process for entities regulated by the Commission to assess— the adequacy of reporting obligations and anti-money laundering programs under subsections
(g)and
(h)of section 5318 of title 31, United States Code, respectively as applied to those entities; and compliance of those entities with anti-money laundering and countering the financing of terrorism requirements under subchapter II of chapter 53 of title 31, United States Code. Not later than 2 years after the date of enactment of this Act, the Commodity Futures Trading Commission shall establish a dedicated risk-focused examination and review process for entities regulated by the Commodity Futures Trading Commission to assess— the adequacy of reporting obligations and anti-money laundering programs under subsections
(g)and
(h)of section 5318 of title 31, United States Code, respectively, as applied to those entities; and compliance of those entities with anti-money laundering and countering the financing of terrorism requirements under subchapter II of chapter 53 of title 31, United States Code.
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