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Code · BILL · 118th Congress · H.R. 8338 (Introduced in House) — To regulate small-dollar, short-term credit products, to protect the privacy of lenders, and to improve the unfair, d... · Sec. 1

Sec. 1. Short title; table of contents

153 words·~1 min read·/bill/118/hr/8338/ih/section-1·

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This Act may be cited as the . Clarity in Lending Act The table of contents for this Act is as follows: Sec. 1. Short title; table of contents. Title I—Small-dollar credit products Sec. 101. Safe harbor for small-dollar credit products. Title II—Rectifying Undefined Descriptions of Abusive Acts and Practices Sec. 201. Mitigating factors in assessing civil penalties. Sec. 202. Rulemaking relating to unfair, deceptive or abusive acts or practices. Sec. 203. Authority to declare an act unlawful based on discrimination or service as government contractor.
Sec. 204. Clarifying the abusive standard for the Bureau of Consumer Financial Protection. Sec. 205. Notice and opportunity to cure. Sec. 206. Abusive, unfair, or deceptive acts or practices enforcement actions. Sec. 207. Look-back provisions for the Bureau of Consumer Financial Protection. Title III—Small Lenders Exempt from New Data and Excessive Reporting Sec. 301. Small business loan data collection. Title IV—Bank Loan Privacy Sec. 401. Rulemaking requirement.
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