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Code · BILL · 118th Congress · H.R. 6775 (Introduced in House) — To provide for the Federal charter of certain public banks, and for other purposes. · Sec. 301

Sec. 301. In general

243 words·~1 min read·/bill/118/hr/6775/ih/section-301·

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Within 6 months of the date of enactment of this Act, the Corporation shall establish a separate registration and regulatory scheme for providing deposit insurance (to be known as public deposit insurance ) to covered banks and make such deposit insurance available to covered banks without regard to the total deposit amount. Within 6 months of the date of enactment of this Act, the Corporation shall establish publicly available criteria for alternative public deposit insurance schemes established and provided by an approved non-Federal financial regulator, and subsequently approve, within 6 months of such submission, schemes that meet said criteria.
Within 6 months of the date of enactment of this Act, the Corporation shall establish a separate registration and regulatory scheme for providing deposit insurance (to be known as conditional public deposit insurance ) for entities that are in the process of applying for, but have not yet received, public deposit insurance, which shall be subject to such conditions and restrictions as the Corporation determines to be necessary and appropriate to promote public welfare. The Corporation shall— establish and utilize an alternative risk profile methodology for covered banks at an advantage, in comparison to other depository institutions provided deposit insurance, which accounts for the benefits to the general welfare created by publicly owned and operated financial institutions; and within 6 months following the establishment of the alternative risk profile methodology, the Corporation shall publish a publicly available report on the alternative risk profile methodology.
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