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Code · BILL · 118th Congress · H.R. 10009 (Introduced in House) — To improve the safety of, affordability of, and access to housing. · Sec. 212

Sec. 212. Small dollar mortgage points and fees

93 words·~1 min read·/bill/118/hr/10009/ih/section-212·

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In this section, the term small dollar mortgage means a mortgage with an original principal obligation of less than $70,000. Not later than 180 days after the date of enactment of this Act, the Director of the Bureau of Consumer Financial Protection, in consultation with the Secretary of Housing and Urban Development and the Director of the Federal Housing Finance Agency, shall amend the limitations with respect to points and fees under section 1026.32 of title 12, Code of Federal Regulations, or any successor regulation, to encourage additional lending for small dollar mortgages.
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