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Code · BILL · 117th Congress · S. 5340 (Introduced in Senate) — To provide a regulatory framework and consumer protections for the issuance of payment stablecoins, and for other pur... · Sec. 2

Sec. 2. Definitions

362 words·~2 min read·/bill/117/s/5340/is/section-2·

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In this Act: The term appropriate Federal banking agency — has the meaning given the term in section 3 of the Federal Deposit Insurance Act ( 12 U.S.C. 1813 ); and includes the National Credit Union Administration. The term deposit has the meaning given the term in section 3 of the Federal Deposit Insurance Act ( 12 U.S.C. 1813 ). The term digital asset means any digital representation of value that is recorded on a cryptographically secured distributed ledger. The term insured depository institution has the meaning given the term in section 3 of the Federal Deposit Insurance Act ( 12 U.S.C. 1813 ).
The term level 1 high-quality liquid asset means an asset described in section 249.20(a) of title 12, Code of Federal Regulations. The term money transmitting business has the meaning given the term in section 5330 of title 31, United States Code. The term national limited payment stablecoin issuer means a person that— issues payment stablecoins; and receives a license from, and becomes subject to the regulatory standards established by, the Office of the Comptroller of the Currency under section 5244A of the Revised Statutes, as added by section 6 of this Act.
The term non-depository trust company means a trust company that does not receive deposits other than trust funds. The term payment stablecoin means a digital asset that— is designed to maintain a stable value relative to a fiat currency or currencies; is convertible directly to fiat currency by the issuer; is designed to be widely used as a medium of exchange; is issued by a centralized entity; does not inherently pay interest to the holder; and is recorded on a public distributed ledger.
The term payment stablecoin issuer means a person that issues a payment stablecoin under section 3(b) of this Act. The term registered public accounting firm has the meaning given the term in section 2(a) of the Sarbanes-Oxley Act of 2002 ( 15 U.S.C. 7201(a) ). The term State banking supervisor means the commissioner, superintendent, or similar official of a State who is responsible for the chartering, regulation, and examination of depository institutions, trust companies, money transmitting businesses, and similar entities within the State.
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