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Code · BILL · 117th Congress · S. 4897 (Introduced in Senate) — To make reforms at institutions of higher education. · Sec. 3

Sec. 3. Loan default penalty

206 words·~1 min read·/bill/117/s/4897/is/section-3

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Section 454 of the Higher Education Act of 1965 ( 20 U.S.C. 1087d(a) ) is amended— in subsection (a)— in paragraph (5), by striking and after the semicolon; by redesignating paragraph
(6)as paragraph (8); and by inserting after paragraph
(5)the following: provide that the institution accepts the loan default penalty requirements under subsection (d); ; and by adding at the end the following: Beginning with the second fiscal year that begins after the date of enactment of the Student Loan Reform Act of 2022 , and each succeeding fiscal year, each institution of higher education participating in the direct student loan program under this part shall remit to the Secretary, at such times as the Secretary may specify, a student loan default penalty, as determined under paragraph (2). For each fiscal year, the student loan default penalty shall be an amount equal to 25 percent of the total amount of loans under this part received for attendance at the institution— that entered into default loan status in the previous fiscal year; for which a borrower entered default loan status for the first time; and for which the borrower did not exit default loan status within the first 60 days after entering such status. .
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Sec. 3
Loan default penalty
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