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Code · BILL · 117th Congress · S. 4353 (Introduced in Senate) — To amend the Employee Retirement Income Security Act of 1974 and the Internal Revenue Code of 1986 to improve retirem... · Sec. 401

Sec. 401. Automatic reenrollment under qualified automatic contribution arrangements and eligible automatic contribution arrangements

211 words·~1 min read·/bill/117/s/4353/is/section-401·

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Section 514(e)(2) of the Employee Retirement Income Security Act of 1974 ( 29 U.S.C. 1144(e)(2) ) is amended— by redesignating subparagraphs
(A)through
(C)as clauses
(i)through (iii), respectively, and by moving such clauses 2 ems to the right; by striking
(2)For purposes of and inserting (2)(A) For purposes of ; and by adding at the end the following: In the case of an automatic contribution arrangement taking effect after December 31, 2024, the requirements of subparagraph (A)(ii) shall be treated as met only if, under the arrangement, at least every 3 plan years but not more than once annually each employee— who is eligible to participate in the arrangement; and who, at the time of the determination, has in effect an affirmative election pursuant to subparagraph (A)(ii) not to have any contributions described in such subparagraph made, is treated as having made the election at the uniform percentage of compensation described in subparagraph (A)(ii) unless the employee makes a new election under such subparagraph. Such determination may be made at one time for all employees described in the preceding sentence for a plan year, regardless of individual employee dates of enrollment. . The amendments made by this section shall apply to arrangements taking effect after December 31, 2024.
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Sec. 401
Automatic reenrollment under qualified automatic contribution arrangements and eligible automatic contribution arrangements
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