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Code · BILL · 117th Congress · H.R. 5385 (Introduced in House) — To make housing affordable, and for other purposes. · Sec. 501

Sec. 501. Definitions

273 words·~1 min read·/bill/117/hr/5385/ih/section-501

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In this title: The term eligible individual means an individual renter or homeowner who— is, or is expected to be, unable to make payments, correct a rental, mortgage, tax, or insurance delinquency within a reasonable time, or resume full rent of mortgage payments due to a reduction in the income of the individual due to— involuntary loss of, or reduction in, the employment income of the individual or the self-employment income of the individual; any similar loss or reduction in income experienced by any person who contributes to the income of the individual; a significant reduction in the income of the household due to divorce or death; or a significant increase in basic expenses of the individual or an immediate family member of the individual (including the spouse, child, parent, or immediate family member for whom the individual provides substantial care of financial assistance) due to— an unexpected or significant increase in medical expenses; an initiating event; a personal or national economic crisis; or an unexpected increase in rent by the individual; and is not otherwise receiving housing counseling provided by an organization approved by the Department of Housing and Urban Development.
The term initiating event means— a major disaster declared by the President under section 401 of the Robert T. Stafford Disaster Relief and Emergency Assistance Act ( 42 U.S.C. 5170 ); an increase in statewide unemployment of not less than 8 percent for 2 consecutive months; an increase in statewide unemployment of not less than 10 percent for 2 consecutive months; or an emergency declaration issued by the Secretary of Housing and Urban Development with respect to a housing disaster emergency.
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Sec. 501
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