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Code · BILL · 117th Congress · H.R. 5043 (Introduced in House) — To provide for a moratorium on evictions from and foreclosures on residences during a major disaster or emergency, an... · Sec. 4

Sec. 4. Definitions

476 words·~2 min read·/bill/117/hr/5043/ih/section-4

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For purposes of this Act, the following definitions shall apply: The term covered dwelling means a dwelling that is occupied by a tenant— pursuant to a residential lease; or without a lease or with a lease terminable under State law; and The term disaster means— any national emergency declared by the President under the National Emergencies Act ( 50 U.S.C. 1601 et seq. ); or any major disaster or emergency declared by the President under the Robert T. Stafford Disaster Relief and Emergency Assistance Act ( 42 U.S.C. 4121 et seq. ).
The term disaster area means, with respect to a disaster, any area that at any time is subject to the declaration of such disaster. The term dwelling — has the meaning given the term in section 802 of the Fair Housing Act ( 42 U.S.C. 3602 ); and includes houses and dwellings described in section 803(b) of such Act ( 42 U.S.C. 3603(b) ). The term eviction moratorium period means, with respect to a disaster area, the 90-day period that begins upon— in the case of a covered dwelling unit that is eligible for assistance under the Robert T.
Stafford Disaster Relief and Emergency Assistance Act ( 42 U.S.C. 5121 et seq. ) or disaster loan assistance from the Small Business Administration, with respect to such disaster, the sooner of— receipt by the owner of the dwelling unit of all or part of such assistance; or the expiration of the period of eligibility for assistance under such Act for such dwelling unit with respect to such disaster; or in the case of a covered dwelling unit that is not eligible for assistance referred to in subparagraph
(A)with respect to such disaster, the declaration of the disaster for which such declaration was made. The term Federally backed mortgage loan includes any loan (other than temporary financing such as a construction loan) that— is secured by a first or subordinate lien on residential real property (including individual units of condominiums and cooperatives) designed principally for the occupancy of from 1 to 4 families, including any such secured loan, the proceeds of which are used to prepay or pay off an existing loan secured by the same property; and is made in whole or in part, or insured, guaranteed, supplemented, or assisted in any way, by any officer or agency of the Federal Government or under or in connection with a housing or urban development program administered by the Secretary of Housing and Urban Development or a housing or related program administered by any other such officer or agency, or is purchased or securitized by the Federal Home Loan Mortgage Corporation or the Federal National Mortgage Association. The term foreclosure moratorium period means, with respect to a disaster area, the 6-month period that begins upon the declaration of the disaster for which such declaration was made.
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