Sec. 605. GAO study and report
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/bill/117/hr/2547/rh/section-605A research copy — for the controlling text, always check the official state or federal source. Not legal advice.
The Comptroller General of the United States shall commence a study on the use of debt collectors by Federal, State, and local government agencies, including— the powers given to the debt collectors by Federal, State, and local government agencies; the contracting process that allows a Federal, State, or local government agency to award debt collection to a certain company, including the selection process; any fees charged to debtors in addition to principal and interest on the outstanding debt; how the fees described in paragraph
(3)vary from State to State; consumer protection at the State level that offer recourse to those whom debts have been wrongfully attributed; the revenues received by debt collectors from Federal, State, and local government agencies; the amount of any revenue sharing agreements between debt collectors and Federal, State, and local government agencies; the difference in debt collection procedures across geographic regions, including the extent to which debt collectors pursue court judgments to collect debts; information regarding the amount collected by Federal, State, and local government agencies through debt collectors, including the total amount and the percentage of the amount referred to the debt collectors; the full cost of outsourcing collection to debt collectors; government agency oversight of debt collectors to ensure that the rights of a consumer (as defined in section 803(3) of the Fair Debt Collection Practices Act ( 15 U.S.C. 1692a(3) )) are protected and that any debt relief and payment options legally available to consumers is effectively communicated and made available; the extent to which Federal, State, and local contracts with debt collectors reflect or omit effective measures to encourage debt collectors to align their practices with public policy concerns (including relief for consumers experiencing financial hardship) beyond maximizing debt collection; the extent to which debt collectors induce payment through use or threat of adverse government actions, such as arrest warrants or suspension of licenses or vehicle registration; and demographic data, including race and income information, regarding the individuals subject to private collection of debts owed to government entities. Not later than one year after the date of enactment of this Act, the Comptroller General of the United States shall submit to Congress a report on the completed study required under subsection (a).
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Sec. 605
GAO study and report
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