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Code · BILL · 117th Congress · H.R. 2547 (Referred in Senate) — To expand and enhance consumer, student, servicemember, and small business protections with respect to debt collectio... · Sec. 1401

Sec. 1401. Report on experiences of delinquent student loan borrowers

118 words·~1 min read·/bill/117/hr/2547/rfs/section-1401·

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Not later than 18 months after the date of the enactment of this Act, the Director of the Bureau of Consumer Financial Protection Bureau shall carry out a study and submit to Congress a report on the consumer experiences and financial impacts of debt collection practices on delinquent borrowers of private education loans (as defined in section 140(a) of the Truth in Lending Act ( 15 U.S.C. 1650(a) ) and such report shall include an analysis of— the frequency and nature of private student lenders challenging undue hardship bankruptcy petitions made by borrowers of private education loans; and whether private student lenders disproportionately challenge undue hardship petitions made by low-income or otherwise vulnerable borrowers of private education loans.
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Sec. 1401
Report on experiences of delinquent student loan borrowers
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