Sec. 1. Short title; table of contents
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/bill/117/hr/2547/rfs/section-1·A research copy — for the controlling text, always check the official state or federal source. Not legal advice.
This Act may be cited as the . Comprehensive Debt Collection Improvement Act The table of contents for this Act is as follows: Sec. 1. Short title; table of contents. Title I—Small Business Lending Fairness Act Sec. 101. Short title. Sec. 102. Obligor transactions. Sec. 103. Enforcement of security interests. Title II —Fair Debt Collection Practices for Servicemembers Act Sec. 201. Short title. Sec. 202. Enhanced protection against debt collector harassment of servicemembers.
Sec. 203. GAO study and report. Title III—Private Loan Disability Discharge Act Sec. 301. Short title. Sec. 302. Protections for obligors and cosigners in case of death or total and permanent disability. Title IV—Consumer Protection for Medical Debt Collections Act Sec. 401. Short title. Sec. 402. Amendments to the Fair Debt Collection Practices Act. Sec. 403. Prohibition on consumer reporting agencies reporting certain medical debt. Sec. 404. Requirements for furnishers of medical debt information.
Title V—Ending Debt Collection Harassment Act Sec. 501. Short title. Sec. 502. Consumer protections relating to debt collection practices. Title VI—Stop Debt Collection Abuse Act Sec. 601. Short title. Sec. 602. Definitions. Sec. 603. Debt collection practices for debt collectors hired by Federal agencies. Sec. 604. Unfair practices. Sec. 605. GAO study and report. Title VII—Debt Collection Practices Harmonization Act Sec. 701. Short title. Sec. 702. Award of damages. Sec. 703.
Prohibition on the referral of emergency individual assistance debt. Title VIII—Non-Judicial Foreclosure Debt Collection Clarification Act Sec. 801. Short title. Sec. 802. Enforcement of security interests. Title IX—Securing Consumers Against Misrepresented Debt Act Sec. 901. Short title. Sec. 902. Legal actions by debt collectors. Title X—Temporary relief for private student loan borrowers Sec. 1001. Temporary relief for private student loan borrowers. Title XI—Reports Sec. 1101.
Report on COVID–19 pandemic debt collection practices. Title XII—Fair Debt Collection Improvement Act Sec. 1201. Short title. Sec. 1202. Prohibition on collecting time-barred debt. Title XIII—Consumer Bill of Rights Sec. 1301. Consumer bill of rights against abusive debt collection practices. Title XIV—Report on experiences of delinquent borrowers of private education loans Sec. 1401. Report on experiences of delinquent student loan borrowers. Title XV—Reports Sec. 1501. Report on use of electronic and telephone communications in the debt collection industry.
Title XVI—Reports Sec. 1601. Report on debt collection practices and racial disparities. Title XVII—Miscellaneous Provisions Sec. 1701. Discretionary surplus funds. Sec. 1702. Effective date. Title XVIII—Release of cosigners on private student loans on death of borrower Sec. 1801. Short title. Sec. 1802. Applicability of certain amendments to the Truth in Lending Act.