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Code · BILL · 116th Congress · S. 4255 (Introduced in Senate) — To amend the CARES Act to establish community investment programs, and for other purposes. · Sec. 9

Sec. 9. Investments in minority depository institutions

198 words·~1 min read·/bill/116/s/4255/is/section-9

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Section 7(j)(8)(B) of the Federal Deposit Insurance Act ( 12 U.S.C. 1817(j)(8)(B) ) is amended to read as follows: control means the power, directly or indirectly— to direct the management or policies of an insured depository institution; or of a person to vote 25 per centum or more of any class of voting securities of an insured depository institution. . The appropriate Federal banking agency (as defined in section 3 of the Federal Deposit Insurance Act ( 12 U.S.C. 1813 )) shall jointly issue rules for de novo minority depository institutions to allow 3 years to meet the capital requirements otherwise applicable to minority depository institutions.
Not later than 1 year after the date of enactment of this Act, the appropriate Federal banking agencies (as defined in section 3 of the Federal Deposit Insurance Act ( 12 U.S.C. 1813 )) shall jointly submit to Congress a report on— the principal causes for the low number of de novo minority depository institutions during the 10-year period preceding the date of the report; the main challenges to the creation of de novo minority depository institutions; and regulatory and legislative considerations to promote the establishment of de novo minority depository institutions.
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Sec. 9
Investments in minority depository institutions
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