Sec. 2. Table of contents
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The table of contents for this Act is as follows: Sec. 1. Short title. Sec. 2. Table of contents. Sec. 3. Definitions. TITLE I—Reauthorization and affordability Sec. 101. Reauthorization. Sec. 102. Cap on annual premium increases. Sec. 103. Means tested affordability voucher. Sec. 104. Optional monthly installment premium payment plans. Sec. 105. Study on business interruption coverage. Sec. 106. Cooperative coverage fairness. Sec. 107. Coverage limits. Sec. 108. Study on participation rates.
TITLE II—Mitigation and mapping Sec. 201. Mitigation for high-risk properties. Sec. 202. Increased cost of compliance coverage. Sec. 203. Flood mitigation assistance grants. Sec. 204. Urban mitigation opportunities. Sec. 205. Community Rating System Regional Coordinator. Sec. 206. Mitigation loan program. Sec. 207. Revolving loan funds. Sec. 208. Mapping modernization. Sec. 209. Protected areas. Sec. 210. Community-wide flood mitigation activities. TITLE III—Solvency Sec. 301.
Forbearance on NFIP interest payments. Sec. 302. Cap on Write Your Own company compensation. Sec. 303. Taxpayer protection. Sec. 304. Vendor costs; transparency. Sec. 305. Availability of NFIP claims data. Sec. 306. Refusal of mitigation assistance. TITLE IV—Policyholder protection and fairness Sec. 401. Earth movement fix and engineer standards. Sec. 402. Coverage of pre-FIRM condominium basements and study on street raising. Sec. 403. Guidance on remediation and policyholder duties.
Sec. 404. Appeal of decisions relating to flood insurance coverage. Sec. 405. Accountability for underpayments and overpayments by Write Your Own companies. Sec. 406. Policyholders’ right to know. Sec. 407. Increasing statute of limitations for lawsuits. Sec. 408. Authority to terminate contractors and vendors. Sec. 409. Easing proof of loss requirements. Sec. 410. Deadline for claim processing. Sec. 411. No manipulation of engineer reports. Sec. 412. Improved training of floodplain managers, agents, and adjusters.
Sec. 413. Attorney fee shifting. Sec. 414. DOJ defense against policyholder lawsuits. Sec. 415. Pilot program for pre-existing structural conditions. Sec. 416. Agent Advisory Council. Sec. 417. Disclosure of flood risk information upon transfer of property.