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Code · BILL · 116th Congress · S. 2114 (Introduced in Senate) — To provide the legal framework and income tax treatment necessary for the growth of innovative private financing opti... · Sec. 503

Sec. 503. Treatment under the Fair Credit Reporting Act

151 words·~1 min read·/bill/116/s/2114/is/section-503

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Section 605 of the Fair Credit Reporting Act ( 15 U.S.C. 1681c ) is amended by adding at the end the following: With respect to a Qualified ISA or an income-share agreement (as those terms are defined in section 2 of the ISA Student Protection Act of 2019 ), a consumer report made by a consumer reporting agency— may include a description of the contract terms of the Qualified ISA or income-share agreement, as applicable, and, subject to subsection (a), information with respect to amounts that are owed under the Qualified ISA; and may not include any speculation about future amounts that may be owed under the Qualified ISA or income-share agreement, as applicable. .
The Director of the Bureau of Consumer Financial Protection shall promulgate regulations with respect to the manner in which ISA funders may furnish, and consumer reporting agencies may report, information regarding Qualified ISAs and income-share agreements.
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Sec. 503
Treatment under the Fair Credit Reporting Act
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