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Code · BILL · 116th Congress · S. 1002 (Introduced in Senate) — To amend the Higher Education Act of 1965 in order to increase usage of the Federal student loan income-based repayme... · Sec. 501

Sec. 501. Effective date; rulemaking regarding termination of certain repayment plans

370 words·~2 min read·/bill/116/s/1002/is/section-501

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Except as otherwise specifically provided, this Act, and the amendments made by this Act, shall take effect on July 1, 2020. Section 201, and the amendments made by such section, shall apply with respect to loans made, insured, or guaranteed under part B or D of title IV of the Higher Education Act of 1965 ( 20 U.S.C. 1071 et seq., 1087a et seq.) that— as of the effective date described in subsection (a), are not currently in a period where interest is capitalized under such part; or in the case of a loan that, as of the effective date described in subsection (a), is in a period where interest is accruing and not added, but will be capitalized under such part, the day after the interest is capitalized under such part, as in effect before the effective date.
With respect to any borrower of a loan under part D of title IV of the Higher Education Act of 1965 ( 20 U.S.C. 1087a et seq.) that is, or has been, in forbearance or deferment as of the day before the effective date described in subsection (a), the Secretary shall take such steps as are necessary— to transfer a borrower with a loan in forbearance or deferment as of such day automatically into relief provided under the pause payment process established under section 460B of such Act (as amended by this Act); and to ensure that the period of time for which a borrower is eligible for pause payment under such section 460B for a loan is appropriately reduced to account for any time the loan was previously in forbearance or deferment.
Before the effective date described in subsection (a), the Secretary of Education shall carry out a plan to end all eligibility for repayment plans other than a fixed repayment plan described in section 493E of the Higher Education Act of 1965 ( 20 U.S.C. 1098b ) and an income-based repayment plan under section 493C(c) of such Act ( 20 U.S.C. 1098e(f) ) for loans made under part B or D of title IV of such Act, unless the borrower is enrolled in another repayment plan before such effective date, in accordance with the amendments made by this Act.
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Sec. 501
Effective date; rulemaking regarding termination of certain repayment plans
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